Top-up on car loan is an easy way to get funds against your car. It is an excellent option if you need funds quickly for any other requirement. Top-on car loan gets you a secured loan without having to mortgage any other asset.

A top up loan can be utilized for almost any purpose. Its the easiest way to get cash instantly. The tenures are pretty convenient and interest rates offered are lower than any Personal Loan. Also, since the top-up is based on your existing car loan; it entails lesser documentation and its processed faster & quicker when compared to a new loan.

No Problem, If you already have a a loan and have paid more than 12 EMIs on your existing car loan, then just fill the form and we have exciting top-up on car loan offers for you. We work with India's top auto loan financiers. Just fill up the form on the website to start your top-up on car loan application and our associates will help you to get you your desired top up amount.

At Namaste Loans we will keep you advised and provide you step by step assistance on this process. To close your previous loan , the funds are directly deposited in your previous loan account to foreclosure that with your previous financier on your behalf. So you will have no outstanding form the previous car loan.

If you own a car, then you are eligible for a loan. If you have never availed a loan on your current car, we can surely get you a loan against the same car.

Even If you have had a previous loan and have closed your loan in last 3 months, we will use your car loan closure and payment track record to generate offers for you. 

In case you have closed a loan before 3 months, we can still offer you loan against car basis your current income & repayment details.

You can borrow up to 150% of your original loan amount for Top Ups and Balance transfers. You can borrow also up to a maximum of Rs. 30 Lakhs. However like all financial products this will also depend on individual circumstances like Credit Score, Financials and other lending parameters of the financial institution.

Typical interest rates depend on the MCLR of the financial institutes which varies month on month. Depending on the vehicle the rate of interest can vary from 9% to 10.6% on a reducing basis. Feel free to use our online calculator to check EMI.

WE can offer one of the best long terms tenures as low interest rates, which means more affordability, lower EMIs and longer tenures ranges from 36 to 96 months, depending on your individual circumstances.

Once the application is submitted along with complete set of documents we are able to provide a decision within 24 to 48 hours.

Top-up on car loan is simpler and faster than Personal or Business loans. The tenures are pretty convenient and interest rates offered are lower. Top-up on car loan requires minimal documentation

Your loan will be on a fixed rate of interest. This gives you the peace of mind that your repayments and EMI will not be affected with any increase in Interest rates of the lending institution.

Yes, Of Course you can and with no foreclosure charges in most cases.

Yes, we offer great deals on insurance products. Please fill the form above and associate will call you and go over the offers with you.